Tasas de interés de créditos hipotecarios suben y rompen tendencia de cuatro semanas seguidas de retrocesos

  • Por Felipe Pinochet.

 

 

Según lo informado este jueves 15 de octubre por el Banco Central, las tasas de interés de los créditos hipotecarios registraron un alza durante la primera semana de octubre, rompiendo de esta manera la tendencia de cuatro semanas seguidas a la baja. De esta forma, las tasas promediaron 2,35% en la semana del 1 al 7 de octubre, frente al 2,27% de la semana anterior, cuando habían anotado su menor nivel desde la primera semana de enero.

 

Sin embargo, es inferior al 2,55% registrado en la primera semana de septiembre. Además, la media de la tasa de interés se mantiene en niveles similares a los vistos a inicios de este año. Eso sí, todavía están lejos del mínimo histórico registrado en la primera semana de noviembre de 2019, cuando el promedio se ubicó en 1,91%.

 

Por su parte, los créditos de consumo también tuvieron un aumento en las tasas de interés, promediando 19,6% en la primera semana de octubre, frente al 14,21% de la semana anterior y el 18,72% de la semana del 1 al 7 de septiembre.

 

Respecto a los préstamos comerciales, subieron a 6,84% en comparación al 3,48% de la semana anterior y el 5,2% de la primera semana de septiembre.

 

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